{"id":2268,"date":"2023-05-01T13:02:23","date_gmt":"2023-05-01T11:02:23","guid":{"rendered":"https:\/\/www.gestion-retraite.fr\/?p=2268"},"modified":"2023-05-01T13:02:23","modified_gmt":"2023-05-01T11:02:23","slug":"cest-donc-acte-le-01-09-2023-on-change-de-cadre","status":"publish","type":"post","link":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/2023\/05\/01\/cest-donc-acte-le-01-09-2023-on-change-de-cadre\/","title":{"rendered":"C\u2019est donc act\u00e9 : \u00e0 partir du 01\/09\/2023, on change de cadre."},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Sans surprise, le Conseil Constitutionnel a jug\u00e9 conformes les principales dispositions du <a href=\"https:\/\/www.securite-sociale.fr\/la-secu-en-detail\/loi-de-financement\/annee-en-cours-1\" target=\"_blank\" rel=\"noreferrer noopener\">PLRFSS<\/a> en rejetant seulement \u00ab&nbsp;les cavaliers sociaux&nbsp;\u00bb.<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>R\u00e9forme des retraites&nbsp;: les principales mesures<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mesures phares<\/strong><\/h3>\n\n\n\n<ul><li><a href=\"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-content\/uploads\/2023\/05\/Tableau_CalculRetraite.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Recul progressif<\/u><\/a> de l\u2019\u00e2ge l\u00e9gal de 62 \u00e0 64 ans ;<\/li><li>Acc\u00e9l\u00e9ration de l\u2019augmentation de la dur\u00e9e de cotisation.<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Des d\u00e9parts anticip\u00e9s&nbsp;toujours possibles<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Maintien de la <a href=\"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-content\/uploads\/2023\/09\/Tableau_Exception-TER.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><u>possibilit\u00e9 de d\u00e9part anticip\u00e9<\/u><\/a> pour les plus fragiles ;<\/li><li>Possibilit\u00e9 de d\u00e9part anticip\u00e9 pour les assur\u00e9\u00b7es ayant suffisamment cotis\u00e9 et ayant commenc\u00e9 \u00e0 travailler avant 21 ans.<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Modification des r\u00e8gles de prise en compte des enfants<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Attribution d\u2019une majoration de 10% de la retraite de base des professions lib\u00e9rales ayant 3 enfants ou plus ;<\/li><li>Attribution d\u2019une surcote de 5% maximum pour certaines m\u00e8res de famille qui totalisent plus de trimestres que n\u00e9cessaire \u00e0 63 ans ;<\/li><li>Prise en compte partielle &nbsp;de l\u2019AVTS dans le dispositif carri\u00e8re longue ;<\/li><li>Nouvelle r\u00e9partition des trimestres de majoration pour enfants (r\u00e9gime g\u00e9n\u00e9ral)&nbsp;: possibilit\u00e9 de ne donner que 2 trimestres \/ 8 \u00e0 l\u2019autre parent ;<\/li><li>Suppression de la majoration des trimestres pour \u00e9ducation pour les parents coupables de crime ou d\u00e9lit contre leur enfant.<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Assouplissement des dispositifs d\u2019am\u00e9nagement de fin de carri\u00e8re<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Ouverture de la retraite progressive aux salari\u00e9\u00b7es de la fonction publique ;<\/li><li>Le <a href=\"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-content\/uploads\/2023\/05\/Tableau_Cumul.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><u>cumul emploi retraite<\/u><\/a> int\u00e9gral cr\u00e9ateur de nouveaux droits sociaux.<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Revalorisation d\u2019un minimum retraite<\/strong><\/h3>\n\n\n\n<p>85% du SMIC pour les assur\u00e9\u00b7es ayant cotis\u00e9 sur des faibles revenus et ayant une carri\u00e8re compl\u00e8te.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Suppression des r\u00e9gimes sp\u00e9ciaux<\/strong><\/h3>\n\n\n\n<p>Pour les nouvelles et nouveaux entrants.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Capharna\u00fcm en perspective<\/strong><\/h2>\n\n\n\n<p>La modification des r\u00e8gles sans d\u00e9lai, la mise \u00e0 jour des outils informatiques et la multiplication des proc\u00e9dures de liquidation vont engendrer de nouveaux encombrements au sein des caisses de retraite.<\/p>\n\n\n\n<p>Les erreurs risquent d\u2019\u00eatre nombreuses.<\/p>\n\n\n\n<p>Contr\u00f4lez, v\u00e9rifiez, anticipez et n\u2019h\u00e9sitez pas \u00e0 faire appel \u00e0 nous.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>La r\u00e9forme vue par 2 experts<\/strong><\/h2>\n\n\n\n<p>OUI, l\u2019esp\u00e9rance de vie augmente et la d\u00e9mographie se d\u00e9grade, entrainant le d\u00e9s\u00e9quilibre d\u2019un syst\u00e8me par r\u00e9partition.<\/p>\n\n\n\n<p>OUI, une r\u00e9forme \u00e9tait n\u00e9cessaire pour permettre \u00e0 celles et ceux qui cotisent aujourd\u2019hui d\u2019avoir une retraite demain.<\/p>\n\n\n\n<p>Mais a-t-elle \u00e9t\u00e9 correctement param\u00e9tr\u00e9e&nbsp;? N\u2019aurait-elle pas \u00e9t\u00e9 mieux entendable si les vrais chiffres avaient \u00e9t\u00e9 avanc\u00e9s&nbsp;? Et si derri\u00e8re ces d\u00e9s\u00e9quilibres \u00e9voqu\u00e9s, il y avait d\u2019autres raisons moins avouables&nbsp;? Deux experts, deux points de vue.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong><strong>St\u00e9phane BLONDEL, \u00e9conomiste<\/strong><\/strong><\/h3>\n\n\n\n<p><strong>Les <a href=\"https:\/\/www.linkedin.com\/feed\/update\/urn:li:activity:7051444954119688193\/\" target=\"_blank\" rel=\"noreferrer noopener\">vrais chiffres du d\u00e9ficit des retraites<\/a><\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><a href=\"https:\/\/www.linkedin.com\/feed\/update\/urn:li:activity:7051444954119688193\/\"><img decoding=\"async\" src=\"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-content\/uploads\/2023\/05\/Capture-de%CC%81cran-2023-05-01-a%CC%80-12.52.19-300x298.png\" alt=\"\" class=\"wp-image-2293\"\/><\/a><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong>Alain MINC, politique<\/strong><\/h3>\n\n\n\n<p><strong>L\u2019autre raison inavouable d\u2019une r\u00e9forme.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed-dailymotion wp-block-embed is-type-video is-provider-dailymotion wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\u00abNous vivons \u00e0 cr\u00e9dit, nous sommes oblig\u00e9s de faire la r\u00e9forme des retraites\u00bb, assure l&#039;\u00e9conomiste Alain Minc\" frameborder=\"0\" width=\"960\" height=\"539\" src=\"https:\/\/geo.dailymotion.com\/player.html?video=x8ihjfd&#038;\" allowfullscreen allow=\"autoplay; fullscreen; picture-in-picture; web-share\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sans surprise, le Conseil Constitutionnel \u00e0 jug\u00e9 conforme les principales dispositions du PLRFSS en rejetant seulement \u00ab les cavaliers sociaux \u00bb.<\/p>\n","protected":false},"author":1,"featured_media":2299,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[84,85,86,26,18],"class_list":["post-2268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nos-actus","tag-age-legal-de-depart","tag-analyses","tag-mesures","tag-reforme","tag-retraite"],"_links":{"self":[{"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/posts\/2268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/comments?post=2268"}],"version-history":[{"count":0,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/posts\/2268\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/media\/2299"}],"wp:attachment":[{"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/media?parent=2268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/categories?post=2268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myagencyinside.com\/maquettes\/gestion-retraite\/wp-json\/wp\/v2\/tags?post=2268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}