article L 121-11 du Code des Assurances<\/a>).<\/p>\nL\u2019assurance est suspendue d\u00e8s le lendemain 0 heure du jour de la vente de la voiture ou du bateau. La suspension du contrat peut \u00eatre demand\u00e9e, par LR, \u00e0 l\u2019assureur moyennant pr\u00e9avis de 10 jours. Le prorata de la cotisation pour la p\u00e9riode ou le risque n\u2019est plus couvert est rembours\u00e9.<\/p>\n
A d\u00e9faut de remise en vigueur ou de r\u00e9siliation par l\u2019assur\u00e9 ou par l\u2019assureur, la r\u00e9siliation intervient de plein droit dans un d\u00e9lai de 6 mois \u00e0 compter de l\u2019ali\u00e9nation.<\/p>\n
Si le contrat est mis en demeure, la suspension est accept\u00e9e si l\u2019assur\u00e9 nous r\u00e8gle les arri\u00e9r\u00e9es sinon nous adressons le refus.<\/p>\n
Suspension suite sinistre vol<\/u>:<\/p>\n
En cas d\u2019un vol total du v\u00e9hicule (assur\u00e9 a la garantie VOL), l\u2019assur\u00e9 peut demander la suspension du contrat en justifiant par un proc\u00e8s verbale,<\/p>\n
Deux cas\u00a0:<\/p>\n
+ Si le v\u00e9hicule n\u2019a pas \u00e9t\u00e9 retrouv\u00e9\u00a0: nous pouvons passer\u00a0 la suspension.<\/p>\n
Dans ce cas, nous devons attendre 30 jours de la date du survenu pour r\u00e9silier ou suspendre le contrat le lendemain du vol.<\/p>\n
+ Si le v\u00e9hicule a \u00e9t\u00e9 retrouv\u00e9\u00a0:<\/p>\n
Avant 30 j : pas de r\u00e9siliation ou de suspension<\/p>\n
Apr\u00e8s 30 j\u00a0: le contrat peut \u00eatre suspendu sauf si l\u2019assur\u00e9 d\u00e9cide de garder son v\u00e9hicule alors, il est oblig\u00e9 de nous rembourser l\u2019indemnit\u00e9 vers\u00e9 et nous devons prendre en charge son sinistre<\/p>\n
Si le vol n\u2019a \u00e9t\u00e9 d\u00e9clar\u00e9 ni \u00e0 la police, ni \u00e0 la pr\u00e9fecture, nous refusons toutes demandes de suspension.<\/p>\n
La suspension du contrat d\u2019assurance par l\u2019assureur<\/u>:<\/p>\n
Suspension suite vente<\/u>:<\/p>\n
\u00a0<\/em><\/strong>En cas d\u2019ali\u00e9nation (vente, cession ou donation) d\u2019un v\u00e9hicule ou d\u2019un bateau, d\u2019autres dispositions sont applicables (article L 121-11 du Code des Assurances).<\/p>\nL\u2019assurance est suspendue d\u00e8s le lendemain 0 heure du jour de la vente de la voiture ou du bateau. La suspension du contrat peut \u00eatre demand\u00e9e, par LR, \u00e0 l\u2019assureur moyennant pr\u00e9avis de 10 jours. Le prorata de la cotisation pour la p\u00e9riode ou le risque n\u2019est plus couvert est rembours\u00e9.<\/p>\n
A d\u00e9faut de remise en vigueur ou de r\u00e9siliation par l\u2019assur\u00e9 ou par l\u2019assureur, la r\u00e9siliation intervient de plein droit par l\u2019assureur dans un d\u00e9lai de 6 mois \u00e0 compter de l\u2019ali\u00e9nation.<\/p>\n
Suspension suite sinistre VEI-VGE-VGA<\/u>:<\/p>\n
En cas d\u2019un sinistre o\u00f9 le v\u00e9hicule est d\u00e9clar\u00e9 VEI (v\u00e9hicule \u00e9conomiquement irr\u00e9parable), deux cas de figure se pr\u00e9sentent\u00a0:<\/p>\n
\n- Si en plus du VEI, le v\u00e9hicule est estim\u00e9 dangereux \u00e0 la circulation, la compagnie peut suspendre automatiquement le contrat le lendemain du sinistre pour un d\u00e9lai de 6 mois.<\/li>\n
- Si le v\u00e9hicule n\u2019est pas estim\u00e9 dangereux \u00e0 la circulation il faut avoir la confirmation de la cession pour suspendre le contrat.<\/li>\n<\/ul>\n
NB\u00a0: l\u2019information \u00ab\u00a0v\u00e9hicule dangereux \u00e0 la circulation\u00a0\u00bb est bien not\u00e9e sur le rapport d\u2019expertise.<\/p>\n
En cas d\u2019un sinistre o\u00f9 le v\u00e9hicule est d\u00e9clar\u00e9 VGE (v\u00e9hicule gravement endommag\u00e9) ou VGA (v\u00e9hicule gravement accident\u00e9), la compagnie peut suspendre automatiquement le contrat pour un d\u00e9lai de 6 mois.<\/p>\n
Au bout de cette p\u00e9riode et sans demande re\u00e7u de la part de l\u2019assur\u00e9, nous r\u00e9silions le contrat le lendemain du sinistre<\/p>\n
Pendant les 6 mois de suspension, l\u2019assur\u00e9 a le droit de demander soit le changement de son v\u00e9hicule soit la r\u00e9siliation suite sinistre ou vente du v\u00e9hicule.<\/p>\n
\u00a0<\/em><\/strong>En dehors des cas de suspension automatique pr\u00e9vus par le Code des Assurances (vente du v\u00e9hicule, non paiement de la cotisation\u2026), l\u2019assureur n\u2019est pas tenu de r\u00e9pondre favorablement \u00e0 une demande de suspension du contrat.<\/em><\/strong><\/p>\nLe fait d\u2019utiliser un v\u00e9hicule uniquement une partie de l\u2019ann\u00e9e ne constitue pas un motif recevable de suspension de l\u2019assurance de responsabilit\u00e9 civile automobile obligatoire.<\/em><\/strong><\/p>\nUn v\u00e9hicule qui ne circule pas ou circule peu, doit quand m\u00eame \u00eatre assur\u00e9. En revanche, certaines soci\u00e9t\u00e9s d\u2019assurances proposent alors des contrats d\u2019assurance automobile au kilom\u00e8tre.<\/em><\/strong><\/p>\nDans ce cas, la cotisation prend en compte un kilom\u00e9trage annuel limit\u00e9 (en g\u00e9n\u00e9ral 9\u00a0000 kms, parfois 7\u00a0000 kms\u2026).<\/em><\/strong><\/p>\nCas particulier de suspension\u00a0:<\/u><\/p>\n
La p\u00e9riode de suspension pour les motifs ci-dessus \u00e9num\u00e9r\u00e9s se limite \u00e0 la veille du\u00a0 renouvellement.<\/p>\n
pour les contrats qui arrivent \u00e0 terme dans les 6 mois.<\/p>\n","protected":false},"excerpt":{"rendered":"
Comment suspendre son contrat d\u2019assurance\u00a0? Protect plus assurances vous explique la suspension assurance ou comment suspendre son contrat d\u2019assurance en effet La suspension d\u2019un contrat d\u2019assurances est possible en cours d\u2019ann\u00e9e sous certaines conditions a savoir que La suspension du … Read More<\/a> … Read More<\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13,15,14],"tags":[57],"class_list":["post-1436","post","type-post","status-publish","format-standard","hentry","category-assurance-2-roues","category-assurance-automobile","category-assurance-habitation","tag-suspension-assurance"],"yoast_head":"\nSuspension Assurance - Protect Plus Assurances<\/title>\n<meta name=\"description\" content=\"Protect plus assurances vous explique comment suspendre son contrat d\u2019assurance en effet La suspension d\u2019un contrat d\u2019assurances est possible en cours d\u2019ann\u00e9e sous certaines conditions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myagencyinside.com\/maquettes\/protect-plus-assurances\/suspension-assurance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Suspension Assurance\" \/>\n<meta property=\"og:description\" content=\"Protect plus assurances vous explique comment suspendre son contrat d\u2019assurance en effet La suspension d\u2019un contrat d\u2019assurances est possible en cours d\u2019ann\u00e9e sous certaines conditions.\" \/>\n<meta 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![\"assurance](\"https:\/\/i0.wp.com\/protect-plus-assurances.fr\/wp-content\/uploads\/2016\/07\/30084765_l-150x150.jpg?resize=150%2C150\")
Protect plus assurances<\/a> vous explique la suspension assurance ou comment suspendre son contrat d\u2019assurance en effet La suspension d\u2019un contrat d\u2019assurances est possible en cours d\u2019ann\u00e9e sous certaines conditions a savoir que La suspension du contrat peut \u00eatre demand\u00e9 par l\u2019assur\u00e9 et par l\u2019assureur.<\/p>\n